Learn To Expect The Unexpected.


Scripture:

Proverbs 31:21

When it snows, she has no fear for her household; for all of them are clothed in scarlet.

Proverbs 27:23

Be sure you know the condition of your flocks; give careful attention to your herds.

Observation:

She doesn’t worry about her family when it snows; their winter clothes are all mended and ready to wear.

Pay attention to your “flock”. Know what they are in need of. Do not take things for granted, possessions don’t last forever. Things wear out!

Application:

While we know that we are to store up our treasures in heaven and not place our focus on earthly possessions, we do have to prepare for our future here on earth. Things do not last forever and there are many items that are practically “disposable”. These verses focus primarily on clothing but we all know that a family’s needs are much greater than just that. How do you budget and prepare for the upcoming weather seasons as well as the seasons of life?

One way that I help prepare for the upcoming changing of weather seasons is to take part in a local children’s consignment sale. I am able to take our children’s out grown clothing, toys shoes, etc… and sell the items and use that money to then purchase “new to us” items. I always try to only spend what I estimate to make. In the spring I spent $85 total for all of my 3 children’s spring and summer wardrobe. I however, did not enter anything into the sale because I missed the deadline. But I usually make a little over $100 total selling. In the fall I will have outgrown items to enter and will be using that money to purchase fall and winter items for my children. I love this system and it works well for me to provide high quality items for my children.

I liked the idea that Courtney spoke about in this week’s post of having an adult clothing swap between your friends. I think that I might try to organize on between my girl pals.

Another area of preparation must be for the changing of the seasons of life. We must prepare financially now for years to come such as, retirement, college, etc… This is an area that I need to make more of a priority. Since I am a SAHM my husband draws out more for his 401K to help offset my retirement and we have started savings for the three girl’s college. We have also been trying to create and stick to a tighter budget so that we are not living paycheck to paycheck in between. It just seems that we are always having so many medical bills and unexpected bills come up that we are just trying to keep our heads above water. I guess the answer would be to learn to just expect the unexpected.

Prayer:

Lord, help us to follow your guidance and to be good stewards of the resources that you have blessed us with. Help us to make mature informed financial decisions that honor you. Thank you for providing us with the resources to meet our needs and help us to use them to further your kingdom. Amen

3 thoughts on “Learn To Expect The Unexpected.

  1. Thank you for the reflection on Proverbs 31. I am enjoying the study very much. I completely understand about barely keeping heads above water. That about sums it up for us, too. Much trust in the Lord, much prayer and trying to be frugal is the story of our lives. 🙂 Hope you are having a good Monday.

    • Thanks Lisa. I am really enjoying this study. I can’t even believe it has already been 7 weeks and we are half way through. It seems like we have just started and I have learned so much!

  2. Great post. Buying second hand “new to you” clothing for the kids a great way to be good money stewards. Just this morning, we took our son to a great 1/2 day at one of our favorite thrift stores. He wasn’t thrilled (he’s 16) but did find a nice pair of shorts he wanted (expensive mall brand) for less than $2.50. We are trying to teach by example. One of our daughters always complained (as a teenager) about shopping yard sales and at thrift stores and now she is totally a thrift store and yard sale mom for her own kids so it does sink in. Might I suggest Dave Ramsey for more ideas about living frugally? We read “The Total Money Makeover” and it did change our lives and the way we feel about debt. We are almost completely debt free now, including our mortgage! Dave Ramsey is also Christian so he talks about money with a spiritual perspective. Thanks for the post. You are not alone! Have a great week.

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